If you are not able to perform your work duties as a result of an injury from a motor accident, the MAIB can assist you by paying a temporary loss of income allowance while you recover enough to return to your work. The loss of income allowance is payable for both employed and self-employed people.
The Employed Person's Allowance is:
- Payable for up to 104 weeks (2 years) following the motor accident while you are medically certified as wholly unfit to perform your usual employment.
- Not payable within the first 7 days, commencing on the date of the motor accident or for any period where you are outside the Commonwealth of Australia. Please notify us if you intend to travel outside of Australia.
- Usually paid on a fortnightly basis.
- Based on an assessment of your average weekly earnings. If your average weekly earnings exceed $400.00 per week the allowance is paid at the lesser of the following:
- 80% of your average weekly earnings; or
- three-times the adult average weekly earnings as last published before the motor accident occurred.
If your average weekly earnings do not exceed $400 a week, the lesser of the following amounts is payable weekly:
- $320; or
- Your average weekly earnings.
The Employed Person's Allowance is reduced, or may not be paid, if you were the driver of a motor vehicle in the accident and you are convicted of exceeding blood alcohol reading of 0.05, or a similar offence. Payment may be suspended pending the result of any charges.
To claim the Employed Person's Allowance, please provide us with the following:
- A medical Certificate stating you are wholly disabled from undertaking your usual occupation within the first 20 days of the motor accident.
- The Employers Confirmation of Loss of Salary (Form G) form completed in full by your employer.
- A copy of your last year’s Payment Summary or a Payroll Summary report of your gross earnings over the 12-month period ending on the date of the accident.
- Completed Tax File Number Declaration Form (Section A only).
Have you received any leave entitlements (i.e. personal or annual leave) from your employer since the date of your accident?
If you wish to get some of that leave back and your employer agrees, you may be eligible to re-instate some of your leave by:
- Providing full details of the payments made to you, by your employer, since your accident; and
- Completing and returning the Reinstatement of Leave Entitlement Declaration. This declaration confirms that you agree to receive a payment from the MAIB during the period in which you have also received payment from your employer and that you will reimburse the MAIB payment to your employer so that they may re-instate a proportion of your leave entitlements. Your employer must also sign this declaration.
A person is not able to claim both an employed person's allowance and a self-employed person’s replacement allowance.
Self-Employed Person's Allowance
The Self-Employed Person's Allowance is:
- Payable for up to 104 weeks (2 years) following the motor accident while you are medically certified as wholly unfit to perform your usual employment.
- Not payable within the first 7 days, commencing on the date of the motor accident or for any period where you are outside the Commonwealth of Australia.
- Paid on a fortnightly basis.
- Based on an assessment of 80% of your net profit and wages for the 12 month period ending on the date of the accident or three-times the adult average weekly earnings last published prior to the motor accident (whichever is the lesser).
To claim the Self-Employed Person's Allowance, please provide us with the following:
- Medical Certificate stating you are wholly disabled from undertaking your usual occupation within the first 20 days of the motor accident.
- Completed Self-Employed Persons Claim for Lost Wages (Form F).
- A complete copy of your Tax Return and Profit & Loss Statement for the 12-month period ending on the date of the accident, together with any specific details of any wages paid to you during that period.
- Completed Tax File Number Declaration Form (Section A only).
The Self-Employed Person's Allowance is reduced, or may not be paid, if you were the driver of a motor vehicle in the accident and you are convicted of exceeding 0.05, or a similar offence. Payment may be suspended pending the result of any charges.
A person is not able to claim both an employed person's allowance and a self-employed person’s replacement allowance.
Self-Employed Person's Replacement Allowance
The Self-Employed Person's Replacement Allowance is:
- Payable for up to 104 weeks (2 years) following the motor accident while you are medically certified as wholly unfit to perform your usual employment.
- Not payable within the first 7 days, commencing on the date of the motor accident or for any period where you are outside the Commonwealth of Australia.
- Paid on a fortnightly basis.
- Based on 80% of the wages paid to the replacement employee.
To claim the Self-Employed Person's Replacement Allowance, please provide us with the following:
- A Medical Certificate stating you are wholly disabled from undertaking your usual occupation within the first 20 days of the motor accident.
- Completed Self-Employed Persons Claim for Lost Wages (Form F).
- A complete copy of your Tax Return and Profit & Loss Statement for the 12-month period ending on the date of the accident
- Details of the wages paid by you to the replacement employee and details of the duties you normally performed prior to your accident.
- Completed Tax File Number Declaration Form (Section A only).
The Self-Employed Person's Replacement Allowance is reduced, or may not be paid, if you were the driver of a motor vehicle in the accident and you are convicted of exceeding a blood alcohol content reading of 0.05, or a similar offence. Payment may be suspended pending the result of any charges.
A person is not able to claim both an employed person's allowance and a self-employed person’s replacement allowance.