Established in 1974 under the Motor Accidents (Liabilities and Compensation) Act 1973 (the Act), the Motor Accidents Insurance Board (MAIB) is a Tasmanian Government Enterprise (GBE). The purpose of the MAIB is to administer the funding and payment of Tasmania’s compulsory third party (CTP) motor accident insurance scheme. The scheme provides medical and income benefits on a no fault basis to people injured as a result of a motor accident while enabling access to common law.
All states and territories within Australia have CTP schemes that are funded through the application of compulsory premiums on all registered motor vehicles. The MAIB charges the lowest premium in Australia.
Values
In seeking to achieve the vision and mission, the values of the MAIB are:
- Commitment - we are accountable to our clients and each other to deliver on our purpose with integrity;
- Connection - we engage and collaborate with our community to make a difference; and
- Compassion - we support everyone as an individual with empathy, respect and dignity.
Vision Statement
Supporting people impacted by road trauma.
Mission Statement
Deliver a sustainable high quality personal injury scheme by:
- Recognising and delivering client centred outcomes and acting fairly, within our scheme;
- Providing a safe and supportive workplace for our people;
- Partnering with quality providers;
- Maintaining financial sustainability and affordable premiums;
- Contributing to making Tasmanian's roads safer; and
- Making a valued contribution to the Tasmanian community.
Benefits
The following types of compensation are available to eligible drivers, passengers, motorcyclists and other road users. No fault benefits are paid on accepted claims, irrespective of who caused the motor accident and may include the payment of:
- Reasonable medical and hospital costs including the services of doctors and health professionals;
- Rehabilitation expenses;
- Long term care for the seriously injured;
- Disability allowance (for people in paid employment who are unable to work); and
- In the case of fatal injuries, funeral expenses and dependency benefits (where applicable).
Where personal injury is caused by a motorists negligence, common law damages are payable to the full extent allowed in Tasmania.
Care for the seriously injured
“Daily care” claimants (those who require at least two hours of care per day for an indefinite period) are not subject to any monetary limit for their ongoing expenses for care, rehabilitation and treatment. Damages are not awarded for future care costs in these circumstances, therefore, a person may receive an award for pain and suffering, however, their future care and medical costs continue to be paid by the MAIB.
Purpose built accommodation for the seriously injured are available in Hobart, Launceston and Ulverstone. One of the objectives of the accommodation is to foster the independence of residents. To support this objective, independent living units are also available. This allows a person who is progressing towards independence the opportunity to do so in a supportive environment prior to moving back into their personal residences.
The facilities also provide a valuable role in filling a gap which often exists when people are ready for discharge from hospital but renovations to their own home may not have taken place or been completed. Savings are made by being able to have the person discharged from hospital and at the same time, home renovation can take place in an orderly manner in an appropriate timeframe.
The management of these facilities has been outsourced to Anglicare Tasmania.
Return to work initiative
Employment opportunities for claimants who have suffered a severe injury are vigorously pursued in a joint effort between the MAIB’s Claims Team and rehabilitation providers. With the assistance of specialist rehabilitation providers, several claimants have been placed in paid, supported or voluntary employment.
The MAIB also assists with funding for any minor workplace modifications or adaptive equipment to assist the claimant to adequately fulfil their employment role in a safe and effective manner.
MAIB Service Charter
The MAIB’s vision is to support people impacted by road trauma. It is what we do, and why we exist.
Our purpose is to deliver a sustainable, high quality, personal injury scheme that best supports our clients, now and into the future.
Legislation
The following legislation is available at the Tasmanian Legislation website: